You're family here
At most agencies you're a producer number. At EIG you have a name and a seat at the table—real people who pick up the phone from your first call through every renewal season.
Your life & health brokerage
Where agents become advocates.
Build a Medicare career with purpose, practical training, local support, trusted carrier access, and income that can grow with every relationship you serve.
100%
street-level compensation
Renewals
yearly recurring income
7 steps
from license to advocate
Your next chapter
From licensed agent to trusted advocate
Licensed nationwide15+ carrier partnersAgent-first support
Why agents join EIG
The support to serve well. The family to grow with.
Plenty of brokerages can hand you a contract. What they can't hand you is a team that treats your success like their own. At EIG, loyalty and support come along the way—not just at sign-up.
We treat you like family
Loyalty at every renewal
Support along the way
More than a contract
A team that treats your success like their own
The EIG distinction
Typical agency
You're a number in a queue
With EIGA real person who knows your name
Typical agency
Support fades after onboarding
With EIGLoyalty and support, year after year
Typical agency
You figure the business out alone
With EIGOne-on-one mentoring at every step
Full street-level commission
Your compensation remains at the full carrier-approved street level. EIG is paid by carriers based on total production—not from your commission.
Tools that stay updated
Complimentary quoting and enrollment tools kept current every plan year, plus co-branded marketing, lead programs, event support, and practical sales resources.
How you get paid
Build today. Earn again tomorrow.
Initial commissions are paid on new enrollments. Renewal commissions can continue yearly while clients remain enrolled. Long-term relationships create a more consistent book of business.
Illustrative year-one example
100 Medicare Advantage clients at the 2027 maximum of $725 plus 50 Medigap clients averaging $150/month in premium comes to roughly $88,250 in year one.
Figures reflect 2027 CMS maximum commission rates for most states; California and New Jersey are higher ($902 year one / $451 renewal). Actual rates vary by state, carrier, plan, retention, and individual production. Earnings are not guaranteed.
Plan typeYear 1Renewal
Medicare Advantage~$725 / client~$363 / year
Part D Plans~$130 / client~$65 / year
Medigap Plans15–20% premium10–15% annually
Plant now, harvest yearly
Renewals keep paying as your book grows
The process
A clear path from curious to contracted.
Each step prepares you to deliver accurate, ethical, and dependable guidance to Medicare beneficiaries.
Every step upward
From your first course to your first client
- 1
Understand the role
Learn how advocates guide beneficiaries through Original Medicare, Medicare Advantage, Part D, and Medigap.
- 2
Earn your health license
Complete state education, pass the exam, finish fingerprinting, apply for your license, and secure E&O coverage.
- 3
Complete AHIP
Pass the annual Medicare certification so your guidance reflects current rules and compliance requirements.
- 4
Contract with carriers
Submit applications through EIG, then complete background checks and carrier appointment requirements.
- 5
Finish carrier training
Learn each carrier’s Medicare Advantage, Supplement, and prescription drug products before selling.
- 6
Begin serving seniors
Build relationships through referrals, community outreach, professional networks, and compliant digital marketing.
- 7
Keep learning and growing
Complete annual certifications, attend trainings, stay current, and grow from independent agent to team leader.
Getting licensed
From zero to licensed — one clear path.
No experience or license needed to begin. Every step below includes nationwide cost estimates and direct links — most new agents invest roughly $350–$650 total. Requirements vary by state.
Explore AHIP certification01Pre-licensing course (Life & Health)Enroll in an online Life & Health pre-licensing course — 20–40 hours in most states, about $150–$300. Pick your state on the provider's site and the course covers your state's required hours and content.
02Schedule the state examPass your state exam — most states require a 70% score, with fees around $50–$100. Each state uses one of these testing vendors; your pre-licensing course will say which one applies to you.
03Fingerprinting & backgroundComplete the required background check where your state requires it. Estimated cost: $30–$75.
04Apply for your resident licenseApply through your home state's Department of Insurance — application fees run about $30–$190 depending on the state. Find the right page by searching "[your state] Department of Insurance producer license"; your exam vendor's state handbook usually links to it too.
05E&O coveragePurchase the required $1 million / $1 million Errors & Omissions policy.
06Contract with EIG & expandSubmit your EIG contract request through our form, then prepare for carrier approvals, typically 15–30 days. Once you have your NPN and license number, add nonresident licenses in the other states where you plan to sell — NIPR handles those online.
Your strategic partner
National carrier access. Local, human support.
EIG connects independent agents with leading Medicare Advantage, Part D, Medigap, and ancillary products while helping them navigate appointments, compliance, marketing, and growth.
Personalized onboarding
Quoting & enrollment tools
Lead generation programs
Co-branded marketing
Community event support
Carrier escalation help
Compliance updates
Agency-building support
Partnered carrier network
EIG, Slate, and Spark work with the nation’s leading Medicare Advantage, Part D, and Medigap carriers — giving agents a diverse range of trusted options in every market.
Humana
Aetna
UnitedHealthcare
Wellcare
Devoted Health
Cigna
Anthem
Blue Cross Blue Shield
Kaiser Permanente
Mutual of Omaha
Molina
SCAN Health
Clover Health
Alignment Health
CareSource
Carrier availability varies by state and county. Additional regional carriers are appointed based on your market.
Coast to coast coverage
One partnership, every major carrier in your state.
Ready to make the move?
Turn your training into a career that changes lives.
Begin the contracting process with EIG and its partnered carriers. Approval is subject to carrier appointment, background checks, licensing verification, and required certifications.
Get contracted now